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Home › Independent Study, Personal Finance

Category: Independent Study

Sheeja Ananthakrishnan’s independent research into how the global financial system actually works, in five volumes: the global economy, capital markets, a plain-English finance encyclopedia, finance careers and personal finance. Built on eighteen years in capital markets operations and reconciliations, each article here introduces a chapter of the full volumes, which are free to read in complete form on FinoLib (finolib.com).

Personal Finance Is Live: Volume V of the Finance Education Series

October 9, 2026

Volume V, Personal Finance, is live today, and it completes the Finance Education Series: five volumes that run from the global economy all the way down to one household’s money….

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Finance Careers Is Live: Volume IV of the Finance Education Series

October 7, 2026

Volume IV — Finance Careers — is live today, and it’s a truly different kind of companion from the first three. Where Volume I mapped the system and Volumes II…

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The Finance Encyclopedia Is Live: Volume III of the Finance Education Series

October 6, 2026

Volume III — The Finance Encyclopedia — is live today, and it closes a set of gaps I’ve been aware of since the day Volume II published. Insurance, real estate…

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Capital Markets Is Live: Volume II of the Finance Education Series

October 5, 2026

Capital Markets is live — Volume II of the Finance Education Series, and a genuine shift in altitude from where Volume I left off. Volume I gave you the map…

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Volume I Is Live: The Finance Education Series Starts With the Whole Map on One Page

October 1, 2026

Starting today, I’m publishing the first volume of a project I’ve been building quietly for a while: a truly free, complete finance education — no paywall, no email-gated ‘premium’ chapter,…

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Sheeja Ananthakrishnan

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